Extending the Credit Offers Decision Strategy

The Credit Risk sample application is a tool designed to evaluate consumer loan applications by integrating advanced data sources and decision-making models. The underlying decision strategy outputs available credit offers when a customer applies for a cash loan.

Learn how to extend the strategy by combining internal and external credit scores and implementing detailed eligibility checks and risk-based pricing. Ensure transparency by validating necessary documents and providing clear explanations of decisions. This extension optimizes credit offers based on a comprehensive assessment of customer data, credit risk, and eligibility.

Beginner

Inglês

Depois de concluir este módulo, você deverá ser capaz de:

Use internal models to calculate credit scores based on customer.

Integrate external scores from credit bureaus.

Combine internal and external scores to form a comprehensive risk profile.

Integrate credit scores into the pricing model.

Implement eligibility rules to check the employment status, documents, and credit history of the customer.

Pratique o que aprendeu no seguinte Desafios:

Extending the Credit Offers Decision Strategy with Credit Score v2 Extending the Credit Offers decision strategy with Credit Eligibility v2

Disponível na seguinte missão:

Credit Risk Decisioning v2

Tópicos

Extending the Credit Offers decision strategy with Credit Score

10 min

Extending Credit Offers Decision Strategy with Credit Eligibility

10 min

Quiz do módulo

5 min