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Module

Extending the Credit Offers Decision Strategy

2 Topics

25 mins
Pega Credit Risk Decisioning
Visible to: All users
Beginner
Pega Credit Risk Decisioning
English

The Credit Risk sample application is a tool designed to evaluate consumer loan applications by integrating advanced data sources and decision-making models. The underlying decision strategy outputs available credit offers when a customer applies for a cash loan.

Learn how to extend the strategy by combining internal and external credit scores and implementing detailed eligibility checks and risk-based pricing. Ensure transparency by validating necessary documents and providing clear explanations of decisions. This extension optimizes credit offers based on a comprehensive assessment of customer data, credit risk, and eligibility.

After completing this module, you should be able to:

Use internal models to calculate credit scores based on customer.
Integrate external scores from credit bureaus.
Combine internal and external scores to form a comprehensive risk profile.
Integrate credit scores into the pricing model.
Implement eligibility rules to check the employment status, documents, and credit history of the customer.

Practice what you learned in the following Challenges:

Extending the Credit Offers Decision Strategy with Credit Score v2 Extending the Credit Offers decision strategy with Credit Eligibility v2

Available in the following mission:

Credit Risk Decisioning v2

Topics

Extending the Credit Offers decision strategy with Credit Score

10 mins

Extending Credit Offers Decision Strategy with Credit Eligibility

10 mins

Module Quiz

5 mins

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